Thursday, December 4, 2008
Saturday, November 8, 2008
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housing bonus from 2009
quick to deeds: flexibility secure
housing bonus in 2009 only to residential use of savings plans.
The housing premium (WOP) are happening: Soon the times are gone when you could be promoting its savings agreement seven years with a state extra premium of 8.8 percent, to then release the money to have.
From January 2009, the state special allowance flows only when the savings agreement is used to build, to purchase residential property, for modernization or rescheduling.
There is a way to secure a flexible use of the housing bonus:
By December, a savings agreement
complete and pay even the first savings rate in the current year.
WoPberechtigt is anyone whose taxable annual income of € 25 600 for singles or married does not exceed € 51.2000.
With the 8.8 percent WoP be promoted up to 512 € per year for singles and 1024 € for married couples.
building society, which in the contract are not yet 25 years old, will continue unaffected by this provision. However, they can bausparen only once without the use of identification and belong WoP and only for a maximum of seven years.
Conclusion: Even for young adults lohnt
sich der Abschluss eines Bausparvertrags noch in diesem Jahr. Nur so lässt sich die volle Flexibilität sichern.
Nutzen Sie jetzt die Chance und holen Sie sich Ihre Geschenke von Vater Staat. 
quick to deeds: flexibility secure
housing bonus in 2009 only to residential use of savings plans.
The housing premium (WOP) are happening: Soon the times are gone when you could be promoting its savings agreement seven years with a state extra premium of 8.8 percent, to then release the money to have.
From January 2009, the state special allowance flows only when the savings agreement is used to build, to purchase residential property, for modernization or rescheduling.
There is a way to secure a flexible use of the housing bonus:
By December, a savings agreement
complete and pay even the first savings rate in the current year.
WoPberechtigt is anyone whose taxable annual income of € 25 600 for singles or married does not exceed € 51.2000.
With the 8.8 percent WoP be promoted up to 512 € per year for singles and 1024 € for married couples.
building society, which in the contract are not yet 25 years old, will continue unaffected by this provision. However, they can bausparen only once without the use of identification and belong WoP and only for a maximum of seven years.
Conclusion: Even for young adults lohnt
sich der Abschluss eines Bausparvertrags noch in diesem Jahr. Nur so lässt sich die volle Flexibilität sichern.
Nutzen Sie jetzt die Chance und holen Sie sich Ihre Geschenke von Vater Staat.
Wednesday, October 8, 2008
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special program mortgage
Sonderprogamm Baufinanzierung - Jetzt besonders günstig 4,41% *
*Beispiel: Konstantdarlehen in Verbindung mit einem Bausparkonto, Zinssicherheit rd. 31,2 Jahre, 100% Auszahlung, effektiver Jahreszins ab 4,50%. Zinssatz u.a. abhängig vom Beleihungsobjekt und individuellen Faktoren wie z. B. Einkommen. Stand: 08.10.2008
Persönliches Angebot anfordern 
Sonderprogamm Baufinanzierung - Jetzt besonders günstig 4,41% *
*Beispiel: Konstantdarlehen in Verbindung mit einem Bausparkonto, Zinssicherheit rd. 31,2 Jahre, 100% Auszahlung, effektiver Jahreszins ab 4,50%. Zinssatz u.a. abhängig vom Beleihungsobjekt und individuellen Faktoren wie z. B. Einkommen. Stand: 08.10.2008
Persönliches Angebot anfordern
Tuesday, September 9, 2008
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Why missing on my savings account, the December payment in the application?
Eventually, the amount was a first in the new year. Please send us the HUK-COBURG building society, a copy of your bank statement or deposit slip that can illuminate the situation.
We book the amount of payments made to the previous year. A new application for housing bonus is not required. Increase the beneficiary expenses in your application simply writing on the box changed manually expenses "for the missing amount (in full €). 
Eventually, the amount was a first in the new year. Please send us the HUK-COBURG building society, a copy of your bank statement or deposit slip that can illuminate the situation.
We book the amount of payments made to the previous year. A new application for housing bonus is not required. Increase the beneficiary expenses in your application simply writing on the box changed manually expenses "for the missing amount (in full €).
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I have received from the HUK-COBURG building society did not apply!
following may be because:
- The payments were in your savings account no payments made.
- The payment is made before the new year on the savings account of HUK-COBURG building society.
- You were the year before the 16th Years of age yet and were not entitled.
- the contract is the wrong date of birth. Please contact us, the building society HUK-COBURG.
- prevents a loan (after allocation) that you can apply for housing bonus on your deposits. A new loan is the solution ( option savers, savers financing or building society modernization). 
following may be because:
- The payments were in your savings account no payments made.
- The payment is made before the new year on the savings account of HUK-COBURG building society.
- You were the year before the 16th Years of age yet and were not entitled.
- the contract is the wrong date of birth. Please contact us, the building society HUK-COBURG.
- prevents a loan (after allocation) that you can apply for housing bonus on your deposits. A new loan is the solution ( option savers, savers financing or building society modernization).
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How do I apply for the housing bonus?
you receive your statement with a Antrag auf Wohnungsbauprämie. Bitte senden Sie Ihren ausgefüllten Antrag an die HUK-COBURG-Bausparkasse zurück. 
you receive your statement with a Antrag auf Wohnungsbauprämie. Bitte senden Sie Ihren ausgefüllten Antrag an die HUK-COBURG-Bausparkasse zurück.
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What is the funding?
Wenn Sie Anspruch auf die Wohnungsbauprämie haben, erhalten Sie jährlich als allein Stehender 8,8% auf maximal 512 Euro Sparleistung und als Verheirateter 8,8% auf maximal 1.024 Euro.
Bitte beachten Sie, dass die anrechenbaren Aufwendungen für das jeweilige Kalenderjahr mindestens 50 Euro betragen müssen. Auch gutgeschriebene Zinsen zählen dazu. 
Wenn Sie Anspruch auf die Wohnungsbauprämie haben, erhalten Sie jährlich als allein Stehender 8,8% auf maximal 512 Euro Sparleistung und als Verheirateter 8,8% auf maximal 1.024 Euro.
Bitte beachten Sie, dass die anrechenbaren Aufwendungen für das jeweilige Kalenderjahr mindestens 50 Euro betragen müssen. Auch gutgeschriebene Zinsen zählen dazu.
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I qualify for housing bonus?
Jeder Bausparer ab dem vollendeten 16. Lebensjahr mit einem steuerpflichtigen Jahreseinkommen bis 25.600 Euro; (allein Stehende) bzw. 51.200 Euro; (Married) can claim the housing bonus.
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HUK-COBURG Building society (housing bonus)
Which includes changes in the housing bonus at 04 July 2008 adopted by the Federal law?
Which includes changes in the housing bonus at 04 July 2008 adopted by the Federal law?
be supported in principle only 01.01.2009 savings contracts, which are used for residential use (including acquisition, construction, debt restructuring and modernization).
except savers who are under 25 years of contract are not covered by the strict purpose.
Here to mind:
- The savers can only make one of these mergers.
- Free access to housing bonus, the building society only for max. Seven years to complete. Considered in the award favoring only the WoP fixing of the last 7 years savings available retroactively from the time the building society (termination or loan waiver).
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Why am I receiving two certificates to the assets forming performance?
on your savings account more than 480 € assets forming payments are received. You will automatically receive a second certificate, which is intended for the second deposit (spouse).
Please submit two certificates bei Ihrem Finanzamt ein. 
on your savings account more than 480 € assets forming payments are received. You will automatically receive a second certificate, which is intended for the second deposit (spouse).
Please submit two certificates bei Ihrem Finanzamt ein.
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Why do I need the certificate to the assets forming performance?
Reichen Sie Ihre Bescheinigungen zu den Vermögenswirksamen Leistungen mit Ihrer Einkommensteuererklärung beim Finanzamt ein (nicht an die HUK-COBURG-Bausparkasse schicken), wenn Sie die Arbeitnehmer-Sparzulage beantragen. 
Reichen Sie Ihre Bescheinigungen zu den Vermögenswirksamen Leistungen mit Ihrer Einkommensteuererklärung beim Finanzamt ein (nicht an die HUK-COBURG-Bausparkasse schicken), wenn Sie die Arbeitnehmer-Sparzulage beantragen.
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Can I draw on my employee capital building savings? When I get
Ja. Reichen Sie einfach einen Antrag auf Überweisung Ihrer Vermögenswirksamen Leistungen bei Ihrem Arbeitgeber ein.
Antrag downloaden
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