Tuesday, August 18, 2009

Jelly Blob Cervical Mucus

stone on stone home loan rates for old age

Riesterförderung kann auch zum Erwerb von Wohneigentum genutzt werden

Wer baut, sorgt für sein Alter vor:
So lässt sich die Idee, die hinter dem neuen Wohn-Riester steckt, auf den Punkt bringen. Deshalb kann die staatliche Riesterförderung seit kurzem auch in einen Bausparvertrag fließen. Während der Sparphase erhöhen die Zulagen als Sonderzahlung das Guthaben. Wer dann mit Hilfe des Bausparvertrags selbstgenutztes Wohneigentum finanziert, can the loan phase with the Riester promotion reduce its interest burden. This money goes directly into the loan repayment. How much can be saved depends on the individual circumstances - such as income, age, funding model and number of children - from.

Stiftung Warentest has recalculated:
Depending on the duration and amount of total funding the state Riester benefits add up to 50,000 €.

Who can participate?
entitled to living Riester, the HUK-COBURG-building society, all members of the public pension obligation as well as officials and employees of the public Service. To fully exploit the state support, you have to pay four per cent of annual earnings subject to social security for officials or four percent of gross salary, maximum of 2,100 €, in the savings agreement.
State charged with

How much of the state a year latter contributing effectively to decide the personal circumstances. Per person, there is a basic allowance of 154 €. Moreover, in addition to flow for each child 185 euros, which can each make a parent claims. All were born to their children as of 2008, these funding increases even at 300 €. Attractive to young people under 25 years: You will receive a one-time contract Entry Level bonus of 200 €. In addition, the funding pot with the state supplements alone is often not exhausted yet. In such a case, make contributions to a Riester-funded savings agreement make even as special expenses for tax purposes. And it turns out one day that the dream of owning a house but does not fit into the life plan, the accrued up to that building society deposits easily be converted into a Riester pension .